the leadership.
Eric Cohen leads with expertise, ensuring efficient loan structuring and closing for business success.
market capability.
We offer tailored financing solutions, backed by a strong lender network, supporting business expansion and growth.
investment risks.
We help businesses mitigate risks and maximize returns with customized lending strategies for sustainable growth.
Empowering Investors, Enriching Futures
Products That Meet Your Investment Needs
At Commercial Collateral Lending, LLC, we provide a wide range of lending solutions to support your business and investment goals. Our expertise in commercial finance ensures that you receive the right products to help you grow.
corporate sustainability.
We offer financing options that support long-term business sustainability and success.
human capital & savings.
Our lending solutions help you make the most of your financial and human resources.
Why Choose Commercial Collateral Lending, LLC?
company history.
Empowering your Financial Growth in the United States
We provide commercial lending solutions exclusively within the United States. Our expertise helps businesses secure the best loan options to achieve their financial goals.
The Founding Vision
Founded by Eric Cohen in 2016, Commercial Collateral Lending, LLC started with a mission to provide personalized commercial lending solutions. With a focus on helping clients achieve financial growth, the company quickly built a strong foundation in the industry.
The Regional Expansion
As Commercial Collateral Lending expanded its reach across the U.S., we solidified relationships with key lenders, empowering more businesses to access the financial solutions they need to grow. Our expertise now spans various industries, and we continue to tailor our loan offerings to meet the unique needs of each client.
Business Owners
Private Individuals
Entrepreneurs
LLC’s
Expanding Financial Opportunities
In August 2022, Commercial Collateral Lending, LLC reached a significant milestone by expanding its loan offerings. We now provide a broader range of financial products to meet the evolving needs of our clients, helping them secure competitive financing in an ever-changing economic landscape. Our tailored loan programs deliver fast approvals and customized terms, ensuring your business thrives.
better sustainability.
Focused on offering sustainable financial solutions that drive long-term growth.
loan capital savings.
Providing the best loan terms to reduce financing costs and increase savings.
investment FAQ’s.
Let us assist you in navigating the complexities of commercial lending with clear, straightforward answers to your most pressing financial questions.
Guiding Your Financial Decisions with Expertise and Precision
Yes, we offer free consultations to all potential clients. During the consultation, our team of experts will review your financial situation, business goals, and potential loan options. This ensures that you fully understand the lending process, the types of loans available to you, and the best financial strategy for your business. Our goal is to help you make informed decisions before committing to a loan.
Absolutely. At Commercial Collateral Lending, we work with new business owners, entrepreneurs, and startups. Although newer businesses may have a shorter credit history, the strength of your business plan and the value of your collateral can help secure funding. We offer loans tailored to meet the needs of startups, such as bridge loans and hard money loans, that provide the capital you need to get your business off the ground.
Yes, Commercial Collateral Lending provides various refinancing options, including cash-out refinances, which allow you to access the equity built up in your property or assets. Refinancing can help you lower your interest rate, reduce monthly payments, or obtain additional funds for business expansion or debt consolidation. We assess your current financial situation and the value of your collateral to provide customized refinancing solutions that meet your long-term goals.
The loan approval process at Commercial Collateral Lending typically takes between a few days to a couple of weeks, depending on the complexity of the loan and the type of collateral being used. For simpler loans with well-established collateral, such as real estate, approval can be as quick as 48 hours. However, more complex loans may require additional time for appraisals, underwriting, and due diligence. We strive to make the process as efficient as possible while ensuring that all aspects of the loan are thoroughly reviewed.
Commercial collateral lending is a type of financing where a business can use its assets as collateral to secure a loan. This can include real estate, equipment, accounts receivable, or other valuable assets the business owns. By using collateral, lenders can offer more flexible terms and lower interest rates because the loan is secured. This type of lending is ideal for businesses seeking capital to grow, expand operations, or make significant investments while minimizing risks.
At Commercial Collateral Lending, we specialize in a variety of loan products, each tailored to meet different business needs. These include real estate loans, bridge loans, hard money loans, and fix-and-flip loans. Real estate loans provide funding for purchasing or refinancing property. Bridge loans are short-term solutions that help bridge the gap between purchasing a new property and selling an existing one. Hard money loans offer quick financing based on collateral value rather than credit history, while fix-and-flip loans are designed to fund the purchase and renovation of properties for resale.
Collateral is an essential part of securing a loan with Commercial Collateral Lending. The type of collateral we accept includes commercial real estate, investment properties, equipment, accounts receivable, and even inventory, depending on the loan type. The value of your collateral will directly impact the loan amount you qualify for, and we work with you to determine the best assets to use. Having valuable collateral can help you access larger loans with better terms and lower interest rates.
Your credit score plays a role in determining your eligibility for a loan, but it is not the only factor we consider. At Commercial Collateral Lending, we understand that businesses may not always have perfect credit scores, especially during times of expansion or restructuring. We focus more on the value of your collateral and the strength of your business model. While a good credit score can help secure better interest rates, we also cater to businesses with limited or poor credit by offering flexible loan solutions such as hard money loans.
